Loanshop India understands the cherished ambition for the most people, which is just a dream to become an owner of their own home. The need of home is the matter of pride for those youngsters who are struggling/trying to buy their first home of their dream, whereas the need of larger or better house is the matter of up gradation for middle-aged people. However, a plenty of housing schemes along with easy home loans help to turn you dream into reality. Loanshop India is the tool which will help you to sponsor dream of owning a home by giving access to the required funds as quickly as you want.
As per Loanshop India’s disclosure, getting a Home Loan is as easier as withdrawing your own money from saving banks. But, all you need is to fulfill your eligibility as a salaried individuals, self-employed professionals or businessmen.
| HOME LOAN ELIGIBILITY | |||
| Salaried Individuals | Self-employed Professionals | Self-employed Individuals / Businessmen | |
| Key Requirement | Permanent service in government organizations or reputed companies | Professional qualification and practice (for example: doctors, engineers, architects, chartered accountants) | Any individual filing income tax returns |
| Age | Above 24 years at the time of commencement of the loan, up to 60 years at the time of maturity of the loan | ||
CRITERIA FOR OBTAINING A PROPERTY LOAN
There are the general criteria for obtaining a home loan besides of whether you are salaried or self-employed, include healthy source of income and sound credit profile. Your income reflects your ability to repay the loan and your sound credit profile shows your willingness & attitude to repay loans punctually.
Loanshop India 